The faces and facts of disability

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Social Security Disability Insurance To qualify, the disabled person must have

Social Security Disability Insurance

To qualify, the disabled person must have a

recent work history
Special rules apply to younger persons who need less work to qualify
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Work Requirements The amount of work you need depends on your

Work Requirements

The amount of work you need depends on your age

at the time disability starts
Before age 24
1-1/2 years of work in a three-year period before becoming disabled
Age 24-31
work during half the time between age 21 and the time the disability began
Age 31 or older
work during five out of the 10 years before the disability began
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Amount of Benefit Benefits are calculated based on your entire work history

Amount of Benefit

Benefits are calculated based on your entire work history

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Who are Disability Insurance Beneficiaries? Nearly 9 million disabled workers receive disability insurance

Who are Disability Insurance Beneficiaries?

Nearly 9 million

disabled workers receive disability insurance

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Who are Disability Insurance Beneficiaries? Mental Impairments Sensory Disabilities Physical Disabilities

Who are Disability Insurance Beneficiaries?

Mental Impairments

Sensory Disabilities

Physical Disabilities

31.4% of disabled worker beneficiaries and

35.2% of all disabled beneficiaries are receiving benefits based on significant intellectual disabilities or severe illness.

9.3% of disabled workers and 9.4% of all disabled beneficiaries are receiving benefits based on nervous system and sense organ impairments.

30.5% of disabled worker beneficiaries and 27.7% of all disabled beneficiaries are receiving benefits based on musculoskeletal system and connective tissue diseases.

A diverse group, including people with:

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Disability Insurance Beneficiaries: Health Disability Insurance beneficiaries that died within 5 years of receiving benefits

Disability Insurance Beneficiaries: Health

Disability Insurance beneficiaries that died within 5 years

of receiving benefits
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Disability Insurance Benefits are Modest The average disability worker benefit: $1,146

Disability Insurance Benefits are Modest

The average disability worker benefit:

$1,146
per month

$264
per week

$37
per

day

Even with disability insurance:

1 in 5 beneficiaries live in poverty and most are low-income (<200% FPL).

More than 12% of disabled workers are poor enough that they qualify for SSI.

More than 45 % of disabled workers and 49% of all disabled beneficiaries receive less than $1000 per month.

cf. FPL for an individual: $991 per month

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